Powered by Allianz Travel XPert
Travel with complete confidence
Expert protection for every trip — from medical emergencies to trip cancellations. Classic and Prestige plans available.
Get your quote now
No hidden fees · Instant policy delivery · Worldwide coverage
RM 10M
Emergency medical evacuation
From RM 24
Per trip (1–5 days domestic)
Age 85
Coverage up to senior citizens
72 hrs
Claim payout (below RM 5,000)
Why choose us
Modern protection for modern travellers
Book your transport and insurance in one place — no extra logins, no extra steps.
Affordable premiums
Domestic from RM 24/trip. Overseas Asia from RM 74. Prestige from RM 89. Annual plans available.
Worldwide coverage
Asia plan covers 22 countries. Worldwide plan covers all countries except excluded nations.
Cashless hospitalisation
Cashless admission and discharge for overseas bills over RM 20,000. No upfront payment needed.
Group discounts
5% off for groups of 5+. Extra 20% off for children regardless of group size.
Leisure sports included
Sports activities coverage included as standard. High altitude mountaineering available as add-on.
Fast claims
Claims below RM 5,000 paid within 72 hours via MyAllianz App. Double payout if we miss the deadline.
Affordable premiums
Domestic from RM 24/trip. Overseas Asia from RM 74. Prestige from RM 89. Annual plans available.
Worldwide coverage
Asia plan covers 22 countries. Worldwide plan covers all countries except excluded nations.
Cashless hospitalisation
Cashless admission and discharge for overseas bills over RM 20,000. No upfront payment needed.
Group discounts
5% off for groups of 5+. Extra 20% off for children regardless of group size.
Leisure sports included
Sports activities coverage included as standard. High altitude mountaineering available as add-on.
Fast claims
Claims below RM 5,000 paid within 72 hours via MyAllianz App. Double payout if we miss the deadline.
Our trusted partner
We work exclusively with reputable insurers
Allianz
Licensed under Financial Services Act 2013
A PIDM member — benefits protected up to limits. Regulated by Bank Negara Malaysia.
Allianz Travel XPert provides reliable travel insurance and expert protection against trip mishaps worldwide. Whether it's medical emergencies, trip cancellations, or lost luggage — travel confidently wherever you go.
Travel more than three times a year? Save more with an annual travel insurance plan — from RM 230 (domestic) to RM 990 (worldwide Prestige).
Allianz General Insurance (Malaysia) Berhad Reg. No. 200601015674
Coverage highlights
What's covered under your plan
All plans include these key protections. Prestige plans offer higher limits across the board.
Emergency evacuation
Up to RM 10,000,000 for medical evacuation, repatriation and mortal remains.
Trip cancellation
Classic up to RM 25,000. Prestige up to RM 35,000. Domestic up to RM 1,000.
Luggage delay
RM 300 per 5 hours, up to RM 4,500 (Classic). RM 200/5hrs up to RM 3,000 (Prestige Asia).
Travel delay
RM 300 per 5 hours up to RM 4,500 — includes rescheduling, cancellation and re-routing.
Alternative medicine
Up to RM 1,500 coverage including follow-up treatment.
Pet hotel
Up to RM 1,000 pet hotel coverage while you are hospitalised overseas.
Rental car / campervan
Up to RM 4,500 coverage for rental vehicle excess in the event of an accident.
Leisure sports
Sports activities included as standard. High altitude mountaineering available as optional add-on.
Pricing
Select your plan
All premiums shown are per person. Group discounts apply automatically for 5+ travellers. Senior citizens (71–85) are eligible for Classic plan only.
Individual — Classic
Overseas Asia Classic
Adults 18–70 · Children 30 days–17 yrs
Starting from
RM 74 / 1–5 days
RM 121/trip (6–10 days) · RM 850/year
Emergency evacuationRM 10,000,000
Medical expensesRM 500,000
Trip cancellationRM 25,000
Luggage delayRM 300/5hrs
Compassionate visitRM 7,500
Personal liabilityRM 1,000,000
Individual — Prestige
Overseas Asia Prestige
Adults 18–70 · Children 30 days–17 yrs
Starting from
RM 89 / 1–5 days
RM 121/trip (6–10 days) · RM 990/year
Emergency evacuationRM 10,000,000
Medical expensesRM 750,000
Trip cancellationRM 35,000
Luggage delayRM 300/5hrs
Compassionate visitRM 10,000
Personal liabilityRM 1,000,000
Group of 5+ Travellers
Group Discount Plan
Classic or Prestige · Any destination
Each traveller enjoys a 5% discount on their premium (excluding senior citizens).
Each child (30 days–17 yrs) receives an additional 20% discount regardless of group size.
Medical expensesUp to RM 750,000
Trip cancellationUp to RM 35,000
Emergency evacuationRM 10,000,000
Individual — Classic
Overseas Asia Classic
Adults 18–70 · Children 30 days–17 yrs
Starting from
RM 74 / 1–5 days
RM 121/trip (6–10 days) · RM 850/year
Emergency evacuationRM 10,000,000
Medical expensesRM 500,000
Trip cancellationRM 25,000
Luggage delayRM 300/5hrs
Compassionate visitRM 7,500
Personal liabilityRM 1,000,000
Individual — Prestige
Overseas Asia Prestige
Adults 18–70 · Children 30 days–17 yrs
Starting from
RM 89 / 1–5 days
RM 121/trip (6–10 days) · RM 990/year
Emergency evacuationRM 10,000,000
Medical expensesRM 750,000
Trip cancellationRM 35,000
Luggage delayRM 300/5hrs
Compassionate visitRM 10,000
Personal liabilityRM 1,000,000
Group of 5+ Travellers
Group Discount Plan
Classic or Prestige · Any destination
Each traveller enjoys a 5% discount on their premium (excluding senior citizens).
Each child (30 days–17 yrs) receives an additional 20% discount regardless of group size.
Medical expensesUp to RM 750,000
Trip cancellationUp to RM 35,000
Emergency evacuationRM 10,000,000
Senior citizens (71–85) eligible for Classic plan only. IMA charged separately at RM 1.62/person. All premiums subject to Service Tax for domestic trips. Full terms in policy wording.
How it works
Get covered in 3 easy steps
From quote to policy in minutes — fully online, instantly delivered to your inbox.
1
Choose a plan
Select Classic or Prestige. Choose your destination area — Domestic, Asia or Worldwide — and trip duration.
2
Enter traveller details
Provide personal information for all insured travellers. Group discounts are applied automatically.
3
Complete secure payment
Pay securely online and receive your Allianz Travel XPert policy instantly via email.
Making a claim
Simple, fast claims process
Claims below RM 5,000 processed within 72 hours via MyAllianz App — or we pay double.
1
Submit your claim
Notify and submit your claim via the MyAllianz App (available on App Store & Google Play) or contact us for assistance.
2
Upload documents
Medical claims: medical report, hospital bills, receipts.
Travel claims: authority report, receipts for costs incurred.
3
Receive payout
Claims below RM 5,000 paid within 72 hours. Claims above RM 5,000 completed within 7 days.
Cashless hospitalisation (RM 20,000+): Call the 24/7 hotline at +603 7628 3617. A Guarantee Letter will be issued so you receive treatment without paying upfront. You only pay non-covered expenses on discharge.
24/7 travel assistance includes
Tele-medical consultation
Speak to a doctor remotely from anywhere in the world.
Visa & passport info
Guidance on visa requirements, inoculations and travel documents.
Interpreter referral
Access to interpreters and translators when you need them most.
Legal referral
Legal assistance referral and emergency message relay services.
FAQ
Common questions
What does Allianz Travel XPert cover?
Coverage includes personal accident, overseas medical expenses (up to RM 750,000 Prestige), emergency medical evacuation up to RM 10,000,000, trip cancellation, luggage delay, travel delay, compassionate visit, personal liability up to RM 1,000,000, rental car excess, pet hotel, and leisure sports activities.
Who is eligible to purchase?
Adults aged 18–70, children aged 30 days–17 years, and senior citizens aged 71–85 (Classic plan only). Group discounts of 5% apply for 5 or more travellers (excluding senior citizens), plus an additional 20% discount for children regardless of group size.
What is the difference between Classic and Prestige?
Both plans include the same categories of coverage. Prestige offers higher limits — for example, medical expenses up to RM 750,000 vs RM 500,000 (Classic), and trip cancellation up to RM 35,000 vs RM 25,000. Prestige also includes child care benefit and higher compassionate visit limits.
Which countries are covered under the Asia plan?
The Asia plan covers: Australia, Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Macau, Maldives, Myanmar, Nepal, New Zealand, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand and Vietnam.
How quickly will I receive my policy?
Your Allianz Travel XPert policy document is delivered instantly to your email immediately after payment is confirmed. No waiting, no paperwork.
How do I make a claim?
Simply contact us and we'll guide you through the claims process step by step. You can also submit directly via the MyAllianz App. Claims below RM 5,000 are paid within 72 hours. For cashless hospitalisation (RM 20,000+), call Allianz 24/7 at +603 7628 3617.
Are adventure sports covered?
Leisure sports activities are included as standard in all plans. High altitude mountaineering (above 3,500m up to 5,500m) is available as an optional add-on for adults aged 18–60. Excluded activities include BASE jumping, off-piste skiing, white/black water rafting (grade 5+), and parkour.